Blog

You want to know what tornado shelter liability for businesses really looks like–because leadership, insurers, or maybe even your gut is asking if the risk is worth the cost. The short version: liability flows through three channels: OSHA enforcement, employee injury systems, and civil suits from customers and visitors. Your exposure hinges more on planning,…

In 1998, FEMA published a guide called “Taking Shelter From the Storm.” The publication, currently in its Fifth Edition, includes construction plans and specifications for building a storm shelter safe room for your home. It is officially called FEMA P-320, but is most commonly referred to as FEMA 320.The tornado shelter construction plans are still…

Most of the time, when we think of tornadoes, we think of deafening thunder, crashing hailstones, and, sometimes, green skies. (These are supercell tornadoes.) But, with a certain type of tornado – those caused by hurricanes – none of that is the case. Hurricanes and tornadoes have a complex relationship. Some hurricanes produce few or…

Before you buy a tornado shelter, there’s one fundamental question that you must know the answer to, “How many people do I need to protect?” Which may lead you to ask, “How do I determine what size tornado shelter to buy?”How many people will be in your tornado shelter?When the shelter is for your home,…

Want near absolute safety in a tornado or hurricane? Install a safe room or community storm shelter. That’s the advice from the Federal Emergency Management Administration (FEMA), which has established guidelines to make sure community members are safe during extreme-wind events. Those FEMA guidelines for the design and construction of community safe rooms are based…

It’s National Preparedness Month, but how prepared will you be when a tornado touches down in your area? As you may have read, the area known as tornado alley is changing, and tornados have touched down in all 50 states.If you live in an area where tornados are a common occurrence during parts of the…

You are under a flash flood warning, and it is pouring rain outside. Suddenly, you hear the sound of tornado sirens. Should you use an underground tornado shelter?The answer is a bit more complex than one might imagine.This situation actually occurred in Big Sandy, Texas, on the morning of August 22, 2022, as a tornado…